Finance
Building your first home requires finance arrangements that are tailored to your needs.
Our goal is to find the best possible home loan for you, and you can count on us to help you through this journey, for a number of reasons:
- Our construction finance specialists can guide you through building your first home.
- We explain the market, rates, products and features so it is easy to comprehend and make a choice on finance that is right for you.
- We compare over 25 lenders to find the right loan for you.
- We’re a one stop shop. We do all of the running around for you to ensure everything goes well from start to finish. We take care of the finance application, make sure you receive all government grants that you’re entitled to, provide settlement support and arrange all insurances.
- We charge nothing as we are paid a commission from the lender.
It can be challenging to find the right finance arrangements, especially when you’ve got the pressure of moving into your first home on your shoulders. That’s why we do everything in our power to take the hard work out of the process, so that you get the finance that suits you best without becoming overwhelmed.
Finance Options
Your finance should fit your exact lifestyle stage and should not put you into years of unnecessary debt. The one-size-fits-all approach that many builders take with first home buyers is actually detrimental to your long-term success and stability. Our in-house finance team gives you the best option to suit your needs.
There are a number of options to get you into your first home and our team is happy to walk you through all of the options available.
First Home Owners’ Grant
The First Home Owners’ Grant is a great way to get into your first home. It is a once-off payment of $10,000 (accurate at the time of writing) that helps you get into your first home. For more information on the FHOG, click here
Low Deposit Home Loans
Through our partnership with our finance specialists you may have access to a low deposit home loan that can be used to build your new home. Your full financial situation will need to be reviewed prior to acceptance of any offer or product.
Guarantor loans
Another way to get into your own home is to use a guarantor loan. In this case, someone else will provide you with the collateral to borrow against for your first home (usually your parents). This helps you get into the market sooner. With a guarantor loan, you do not need a deposit and you save money by not paying lenders mortgage insurance. These are fantastic ways to help you with getting into your first home.
First Home Owners’ Grant
The First Home Owners’ Grant is a great way to get into your first home. It is a once-off payment of $10,000 (accurate at the time of writing) that helps you get into your first home.
Low Deposit Home Loans
Through our partnership with our finance specialists you may have access to a low deposit home loan that can be used to build your new home. Your full financial situation will need to be reviewed prior to acceptance of any offer or product.
Guarantor loans
Another way to get into your own home is to use a guarantor loan. In this case, someone else will provide you with the collateral to borrow against for your first home (usually your parents). This helps you get into the market sooner. With a guarantor loan, you do not need a deposit and you save money by not paying lenders mortgage insurance. These are fantastic ways to help you with getting into your first home.
How much can I borrow?
For more information on how you can get into your first home, and the finance options that are available in your situation, contact us today! Our in-house finance team has more than 15 years of experience assisting first home buyers with getting finance.